Cider, Donuts & Downpayments

Join us for Cider, Donuts & Down Payments!

We're excited to help you take the mystery out of buying your first home, and enjoy some delicious cider and donuts from Yates Cider Mill while we're at it!

HERE'S WHAT YOU'LL LEARN:

• The 20% Down Payment Myth: Why you may not need nearly as much saved as you think.

• The Real Cost of Buying: Understanding down payments, closing costs, and what you'll actually need upfront.

• Credit & Debt: How your credit score and existing debt impact your ability to qualify.

• What Can You Actually Afford? How to determine a comfortable monthly payment without becoming house-poor.

• Down Payment Assistance: Exploring programs that could help make homeownership more attainable.

• Your Personal Roadmap: What steps to take next, whether you're ready to buy now or a year from now.

BONUS: We'll have fresh cider and donuts from Yates Cider Mill!

Our goal is simple: You'll leave with a better understanding of what it takes to buy your first home and a clear idea of your next steps.

No pressure. No confusing mortgage jargon. Just real answers, real numbers, and a plan for your future.

Come for the donuts. Leave with a plan.