I’m a Mortgage Loan Officer with over 35 years of experience in banking and lending and a true heart for helping people. I didn’t choose this profession just to do loans; I chose it to support homeowners and future homeowners through one of life’s biggest decisions. Buying a home can be exciting and overwhelming, and my goal is to make the process feel clear, comfortable, and supported from start to finish. I work with clients who want more than a transaction—they want education, honesty, and a trusted guide. Whether buying a first home, a next home, or refinancing, I focus on making the experience approachable and empowering. I believe relationships matter more than rates and trust matters more than numbers. At the heart of everything I do is joy; joy in helping people and strengthening our community through homeownership.